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My Blog
Blog
So You've Been Hit by Hail...Now What?
Posted on June 6, 2014 at 6:01 PM |
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If you have had hail at your home recently you may be
wondering if you have hail damage and what to do next. I’d like to take this
opportunity to recommend to you some things to do and some things to avoid. Let’s start with the precautions. First, hail damage cannot
be assessed from the ground. Second, the presence of hail damage on a neighbor’s
roof does not guarantee that your roof will also have damage. So what does that
mean? That means that you should not trust anyone that knocks on your door
claiming that you have hail damage if they have not done an inspection of your roof. Too often someone making
such a claim is running a scam, or they will get you involved in making a claim
on your insurance when one is not warranted. Also, very importantly, if you are
approached by a salesman to sign a contract to replace your roof please make sure that the contract
includes an addendum giving you a grace period to cancel the contract. This is
legally required in North Carolina as a means to prevent people being pressured
into a contract by a pushy salesman. If you do not live in North Carolina I encourage
you to check the laws in your area to see if your state has a similar
requirement. Now, onto what you should do. If you suspect you may have
hail damage you should contact a local roofing company that provides free roof
inspections. Make sure to ask them if they are able to assess hail damage and
make a recommendation on whether to file a claim. You see, filing a claim when there is no, or
too little damage, can negatively impact your insurance. However, if you have
sufficient damage to warrant a claim it is considered an “act of nature” and will
not negatively impact your insurance. You can see why it is important to have
someone qualified inspect your roof before you contact your insurance company.
I recommend contacting a local company because you are less likely to run into
a company running a scam. Also, it is wise to check out any company on the
Better Business Bureau website before contacting, or hiring them. Rafael’s Quality Construction has a good track record with
only recommending a customer file a claim when there is significant damage. We
will never recommend that you contact your insurance company when you have
little to no damage. Please feel free to contact us and we will be happy to inspect
your roof for you. We are available during office hours by phone, 704-256-4937,
or email, [email protected]
and also online at www.rqchomerepairs.com |
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